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CFPB Adjusts Credit Invisible Count — What’s Right and What’s Still Missing?

The CFPB’s revised estimate shows that the percentage of “credit invisible” Americans has dropped to 2.7%. Over 30 million adults remain underserved—real-time income and employment data can bridge the gap to smarter, fairer credit decisions.

Dr. Michael Turner

Dr. Michael Turner

What's Happening to FSS and How Housing Authorities Can Lean on Community Financial Partners

Taking a deep dive on the proposed federal budgets, It's impact on affordable housing, and how community financial institutions can step up to the plate.

The Alarming Surge of AI-Driven Fraud in Consumer Lending

How Verifications are Helping Combat Application Fraud

Dr. Michael Turner

Dr. Michael Turner

Is AI Driving an Uptick in Application Fraud?

and How Verify4 Shields Your Institution

What the Latest Economic Forecasts Mean for Lending

How it impacts credit unions and community banks alike

Pandemic Era Pause on Student Loan Repayments is Now Over

What has been the impact on Credit so far?

Another Week on the Road...

You won't believe what happened this time.

Taking a Moment to Share What We’ve Been Up To

Credit Unions, Affordable Housing, and more

Don't Miss Dr. Michael Turner Speaking Today at Invest48!

4.22.2025 at 11:30AM! 3rd Floor of Hilton Tower 402 in Columbus

What is on the Minds of Ohio's Credit Unions?

And How Verify4's Modern Income Verifications Can Help

Navigating the Affordable Housing Crossroads

Challenges, Mission, Tech, and Impact

Auto Loan Trends Amid Tightening Credit Conditions

Record-High Denial Expectations and Tighter Lending Standards